Stylen Valuations, LLC performs appraisals for a variety of clients

To a lot of people, an appraisal is simply another cost in the long list of items for a home sale or refinance. While there are an increasing number of automated home valuation methods that may seem more prudent than an appraisal, nearly all lenders still need a local expert because the stakes are incredibly high. You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a licensed, independent real estate professional could come in handy.

If you're planning on any transaction where the value of your house is a factor, just contact Stylen Valuations, LLC. Just click here.

Let Stylen Valuations, LLC help you challenge your tax assessment in Maricopa County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your house, so if values have gone down in your area, you can appeal your assessment and save money. When building your case, an appraisal from Stylen Valuations, LLC is your best evidence. At Stylen Valuations, LLC, we're capable of assisting you in challenging your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, nearly all lenders ask homebuyers to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. More often than not, this additional payment is bundled into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Stylen Valuations, LLC will give you a statement regarding the value of your home. The cost of the home valuation can generally be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Stylen Valuations, LLC

A divorce is often complicated by the difficult decision of who gets the home, and it can be a particularly heartbreaking ordeal for both parties. It's a good idea to get an appraisal from Stylen Valuations, LLC so both parties are fully aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Selling your home quickly at the right price with an appraisal from Stylen Valuations, LLC

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't contingent upon the value we come up with, but rather they are calculated on our efforts to complete the appraisal.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.65% 4.8%
15-yr Fixed 4.11% 4.33%
1-yr Adj 2.76% 3.42%
* national averages

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